Treat Now Pay Later

1. What is Cherry?

 Cherry is a payment plan service that allows patients to split their payments for aesthetic treatments into smaller, manageable monthly installments, making treatments more affordable.

 

2. How do I apply for Cherry financing?

You can apply for Cherry financing online or in-office. Simply provide some basic information, and Cherry will conduct a soft credit check to determine your approval and payment plan options.

 

3. Will applying for Cherry affect my credit score?

No, Cherry performs a soft credit check during the application process, which does not impact your credit score. However, if you accept a plan, Cherry may report your payment history to credit bureaus.

 

4. How much can I finance with Cherry?

Cherry offers flexible financing amounts depending on your approval. The amount you can finance will be based on your credit profile and the cost of the treatment or procedure.

 

5. What are the available payment plans?Cherry typically offers 3, 6, 12, or 24-month payment plans, depending on the total cost of the treatment and your approval terms. Some plans may offer 0% APR if paid within a certain time frame.

 

6. Is there a down payment required?

Yes, Cherry usually requires a down payment at the time of service. The down payment amount will vary based on your approval and the total cost of the treatment.

 

7. What is the interest rate on Cherry payment plans?

Interest rates vary based on your credit profile and the length of the payment plan. Cherry offers options with 0% APR for shorter-term plans, but longer-term plans may carry interest.

 

8. Can I pay off my Cherry plan early?

Yes, you can pay off your Cherry payment plan early without any prepayment penalties. This could help you save on interest if applicable.

 

9. What happens if I miss a payment?

If you miss a payment, Cherry may charge a late fee, and missing multiple payments could affect your credit score. It's important to stay on top of your payments to avoid any issues.

 

10. Who can use Cherry financing?

Cherry financing is available to individuals 18 years and older with a valid U.S. ID and a mobile phone number. Approval is based on your credit profile.

 

11. How long does it take to get approved for Cherry?

The approval process is quick, and most applicants receive a decision within minutes after submitting their application.

 

12. Can I use Cherry for multiple treatment?

Yes, you can use Cherry financing for multiple treatments, as long as the total cost falls within your approved financing limit.

 

13. Is Cherry available at all locations?

Cherry is only available at participating practices. Be sure to check with your provider to see if they offer Cherry financing.